Disclaimer and Disclosure

Affiliate disclosure 

This blog contains affiliate links. That means that if you buy a product I’ve recommended by clicking through one of my links, I may receive a commission on that sale at no extra cost to you. All reviews reflect my honest opinions and are not affected by this. If I come across a great product or service that I think will benefit you, I will promote it on my site regardless of any affiliate programmer. dk0412080 is a participant in the affiliate amazon Programmer, an affiliate advertising programmer designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.

As an affiliate amazon, I earn from qualifying purchases.

Sponsored posts
I occasionally accept payment for posts. This helps support me to run this blog. I only accept sponsored posts from brands which I feel are a good fit for this blog and my readers. Sponsored, contributed or collaborative posts will be marked as such.

Disclaimer regarding financial advice
Please note that I am NOT a financial adviser, investment adviser, money manager or any other kind of financial professional.
dk0412080 is a personal blog. I write about personal finance from a very personal perspective. I blog about what I’m learning about money, what works for me and what doesn’t.
HOWEVER, just because something I write about works for me as a way of making, saving or managing money, this does not necessarily mean it will work for you or is the best course of action for you.
Nothing on dk0412080 should be taken as a substitute for professional financial advice!
Please do your own research (and if necessary, seek professional advice) before acting on any of the suggestions on this blog. I cannot be held responsible for the consequences of any actions you take after reading this blog.

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